Back
What to Invest in for Beginners: Top Papers
First promotions to start
Selecting the first stock is always stressful. You want to earn money but also not lose it. Let's discuss which stocks investors usually start with.
Principles for Choosing for Beginners
- Understandable business. You should understand how the company earns money.
- Large capitalization. Companies with a capitalization of more than $100 billion are more stable.
- Diversification. Don't put all the money into one stock.
- Long-term horizon. At least 1–3 years.
ETF as a Universal Start
An ETF on the S&P 500 index represents 500 of the largest US companies in one stock. Instant diversification. Fee of 0.03–0.10% per year.
Popular Stocks to Start With
Apple (AAPL). A tech giant with a straightforward business: iPhone, Mac, services.
Microsoft (MSFT). Diversified business: Windows, Office, Azure, LinkedIn.
Alphabet (GOOGL). Parent company of Google. Dominates search.
Coca-Cola (KO). Classic dividend stock. Paying for over 60 consecutive years.
Johnson & Johnson (JNJ). Pharmaceuticals and medical products.
What Beginners Should Avoid
- Meme stocks that soar on hype.
- Companies without profits and with inflated valuations.
- Trading on margin.
- Attempting to time the market low.
Simple Strategy for Starting
- 50% — ETF on a broad index.
- 30% — 5–10 stocks of large companies.
- 20% — dividend stocks or bonds.
Regularly add to your portfolio, reinvest dividends. Over a horizon of 5–10 years, this strategy has historically provided 8–10% annual returns.
💡 Try it: you can open an account with a licensed broker in Tajikistan in a few minutes. Funding from 100 somoni.
Advertisement. LLC "Stock Broker," licenses of the Ministry of Finance of the Republic of Tajikistan №007/25, №008/25, №009/25, №010/25 from 25.06.2025. Financial instruments involve risk. Returns depend on the market value of assets. Not an individual investment recommendation. Informational material only.
Calls within Tajikistan are free
Investments
Information
The information provided is for informational purposes only and should not be considered as an offer to buy or sell foreign currency, securities and/or other financial instruments. The information presented on this website is not an individual investment recommendation. Financial instruments or transactions mentioned in this section may not be suitable for you, may not correspond to your investment profile, financial situation, investment experience, knowledge, investment objectives, attitude to risk and profitability.
LLC "Exchange Broker" does not guarantee and does not promise future profitability of investments, does not guarantee the reliability of possible investments and the stability of possible income. Investment results in the past do not guarantee income in the future.
LLC "Exchange Broker" is not responsible for possible investor losses in the event of transactions and investments in financial instruments, and also does not guarantee the return, effectiveness and profitability of investments.
LLC "Exchange Broker" hereby informs that it operates in the securities market in accordance with the following professional participant licenses issued by the Ministry of Finance of the Republic of Tajikistan: depository activity No.010/25 dated 25.06.2025; brokerage activity No.007/25 dated 25.06.2025; dealer activity No.008/25 dated 25.06.2025 and securities management activity No.009/25 dated 25.06.2025, and also informs about the risk of a conflict of interest, including as a result of combining various types of professional activity in the securities market.