Open an account
Open an account in the Exchange Broker app — online, in 5 minutes.
CURRENCY DEPOSITS IN USD
A dollar deposit with income you know in advance — 4% to 8% per year
Open an account in 5 minutes, top it up your way and pick a term — the return is locked in from day one, like a bank, but in hard currency and higher.
Rate fixed for the termIllustrative calculation. Terms are fixed in the agreement.
LICENSED BROKER
Operating under a Tajikistan Ministry of Finance licence
Exchange Broker is a licensed broker: brokerage and dealer licences, securities management licence and depositary activity. Deposit funds are invested in real instruments — bonds and ETFs — not left on paper.
Important: this is not a bank deposit and is not covered by the deposit insurance system. It is a brokerage product with a return fixed for the term under the agreement — transparent and without surprises.
HOW IT WORKS
Open a deposit in three steps
Top up your account
Top up in dollars — including via SBP if you are in Russia.
Choose a term
Choose a deposit for the term you need — the return is fixed immediately and paid at the end of the period, after which the deposit renews automatically.
DEPOSIT LINE-UP
Choose your term and rate
Standard 3 deposit
4% per year
- Term: 3 mo
- Portfolio: Bonds + ETFs
- Auto-renewal: Automatically, for the same term
- Early withdrawal: Not available inside a period — withdrawal once the period ends
Standard 6 deposit
6% per year
- Term: 6 mo
- Portfolio: Bonds + ETFs
- Auto-renewal: Automatically, for the same term
- Early withdrawal: Up to and including 3 mo of the current period — no income; after that — half of the income for the months of this period
Standard 12 deposit
8% per year
- Term: 12 mo
- Portfolio: Bonds + ETFs
- Auto-renewal: Automatically, for the same term
- Early withdrawal: Up to and including 6 mo of the current period — no income; after that — half of the income for the months of this period
Halal deposit
7.5% per year
- Term: 12 mo
- Portfolio: Sukuk + Sharia-compliant ETFs
- Auto-renewal: Automatically, for the same term
- Early withdrawal: Up to and including 6 mo of the current period — not available; after that — the income for the months of this period is kept in full
RETURN CALCULATOR
Calculate your return
The deposit renews automatically, so you can enter more than 12 mo — every completed period pays the full income. If you withdraw inside a period, the income for it follows the early withdrawal terms.
8% per year
Your income
$80.00
Total on hand: $1,080.00
- Completed periods: 1 × 12 mo — full income, $80.00
The calculation is illustrative and is not an offer. The final amount depends on the opening date and the actual terms of the agreement.
HALAL DEPOSIT
For those who need Sharia compliance
12 months, 7.5% per year in dollars. Instead of conventional bonds — sukuk, instead of conventional ETFs — funds screened for Sharia compliance.
You can withdraw early after six months — without losing the income accrued.
FAQ
Frequently asked questions
Start earning on your dollars
Open an accountThe materials are for information only and do not constitute individual investment advice. Brokeri Birzhavi LLC operates under licences of the Ministry of Finance of the Republic of Tajikistan. Full terms are set out in the brokerage services agreement.
