
The company is a bank holding company headquartered in Grand Rapids, Michigan.
It operates primarily through its wholly-owned banking subsidiary, Northpointe Bank. The company emphasizes to its employees and clients that its specialized business lines distinguish it as a business with the added benefit of being a bank. Founded in 1999 as a focused mortgage portfolio lender primarily serving the Midwestern states of Michigan, Ohio, and Indiana, the bank has since evolved. It now offers a nationwide mortgage purchase program, residential mortgage loans, digital deposit banking for retail customers, and custodial deposit services for loan servicing clients—services that it believes set it apart within the banking industry.
The company is recognized in the market for its innovative methods of acquiring new borrowers and its ability to provide simple, fast, and trusted digital solutions in the mortgage banking sector. Its delivery systems are primarily digital and accessible to clients nationwide. Additionally, the company supports its staff with loan production offices in 23 cities across 15 states and operates a centralized operating center in Grand Rapids, Michigan. Its nationwide presence has enabled it to serve clients in all 50 states and the District of Columbia.
As of September 30, 2024, the company had $5.4 billion in assets, $4.8 billion in gross loans, $3.5 billion in deposits, and $454.8 million in stockholders’ equity. Over the past decade, it has originated more than $190 billion in home loan financings.
3333 Deposit Drive Northeast Grand Rapids, Michigan 49546

Keefe, Bruyette & Woods (A Stifel Company)
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